Competitive Landscape

Main Competitors

Our primary competitors in the market are Revolut and Robinhood. Both are well-established players in the financial technology space, offering a range of services that have set high standards in digital banking, investing, and financial management.

Revolut offers a comprehensive suite of financial services including international banking, currency exchange, stock trading, and cryptocurrency trading. Its strengths lie in strong brand recognition, extensive feature set, large and diverse user base, and a seamless user experience.

Robinhood focuses primarily on commission-free stock trading and cryptocurrency trading, with an easy-to-use mobile interface. It boasts a strong brand presence, a large user base, a user-friendly interface, and a zero-commission trading model.

Our Competitive Edge

While Revolut and Robinhood have made significant strides in the fintech space, joi offers several unique advantages that set us apart:

Advanced AI Integration: Unlike Revolut and Robinhood, joi is built around an advanced AI agent designed to automate and optimize financial transactions and decisions for users. This AI agent provides personalized financial management, reducing manual intervention and enhancing efficiency, security, and profitability for users.

Blockchain and Crypto Payment Rails: joi seamlessly integrates with crypto payment rails and blockchain technologies, offering a decentralised financial ecosystem. This allows for more secure, transparent, and cost-effective transactions compared to the more traditional financial infrastructures used by Revolut and Robinhood.

Smart Wallets and Passkey Protection: joi utilises smart wallets and passkey protection to ensure the highest levels of security and user control. Users benefit from robust security features and ease of use, which enhances trust and convenience.

High-Performance Network: joi is being built on the Monad blockchain, a high-performance network with a throughput of 10,000 transactions per second (tps). This ensures faster transaction processing and scalability, which can accommodate a growing user base without compromising performance.

Community-Driven Development: joi emphasises community engagement and governance, allowing users to have a voice in the development and direction of the platform. This approach fosters a loyal and invested user community, driving innovation and aligning the platform closely with user needs.

Strategy to Outperform Competitors

Innovative Technology Adoption: Continuously integrate cutting-edge AI and blockchain technologies to stay ahead of the technological curve. Ensure our platform remains robust, secure, and efficient by leveraging high-performance networks like Monad.

User-Centric Approach: Prioritise user experience by simplifying onboarding processes and providing intuitive interfaces. Gather and implement user feedback to constantly refine and improve our services.

Competitive Pricing and Incentives: Offer competitive transaction fees and attractive rewards for users, such as referral bonuses and token incentives. Implement cost-saving measures through intelligent routing and optimized transaction processing.

Strategic Partnerships and Collaborations: Form alliances with key players in the fintech and crypto industries to expand our reach and credibility. Collaborate with influencers and thought leaders to promote joi and its unique benefits.

Comprehensive Marketing and Outreach: Deploy targeted marketing campaigns to raise awareness and attract new users. Engage in community-building activities, such as hosting webinars, events, and contests, to strengthen user engagement and loyalty.